Home Buyer Advice

10 Easy Ways to Save for your First Home Down Payment

March 6, 2014

Saving isn’t something that happens over the course of the month. Like diet and exercise, results aren’t seen in the first thirty days. It’s a process and a lifestyle change, one you must be committed to. Saving does take work, but it can be easy if you stay on track,

The Ability-to-Repay Rule: How Does it Affect Consumers?

February 5, 2014

There is a lot to consider when calculating a monthly mortgage payment that fits within your budget. You must first consider your current income, your credit history, other debt, and expenses, and for many it can be confusing or overwhelming. It was this lack of knowledge that led consumers to